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customercare@jhpsacco.org
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Comprehensive Financial Solutions

Normal Development Loan

Access up to 3x your savings + 6x your shares at 6% monthly interest with a maximum repayment period of 48 months. Perfect for personal projects and investments.

Up to 3x Savings + 6x shares
6% monthly interest
48-month repayment
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Emergency Loan

Quick access to funds for urgent needs with processing within 12 hours and repayment up to 12 months. Designed for unexpected financial situations.

Fast 12-hour processing
12-month repayment
Competitive rates
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Education Loan

Finance your education or your children's schooling with favorable terms and manageable repayment plans. Invest in knowledge for a brighter future.

0.75% monthly interest
12-month repayment
Flexible terms
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Insurance Financing

Access medical and motor insurance financing at a fixed rate of 6% repayable within 6 months. Protect what matters most with affordable coverage.

6% fixed rate
6-month repayment
Medical & motor coverage
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Instant Loan

Get instant loans with a fixed interest rate of 10% repayable within 4 months. Quick access to funds when you need them most.

10% fixed interest
4-month repayment
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Savings & Investment Plans

Grow your wealth with our attractive savings plans that earn dividends and interest on your deposits. Secure your financial future with us.

Dividends on shares
Interest on deposits
Flexible contributions
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Specialized Loan Products

Top-Up Loan

Increase your existing loan amount based on your repayment record with favorable rates and up to 48 months repayment period.

Loan Buy-Off

We buy off loans from other lending institutions at our normal rates, helping you consolidate your debts with better terms.

Papua Mobile Loan

Access interest-free advance loans instantly through our mobile wallet platform for convenient borrowing anytime, anywhere.

How Our Loan Process Works

1. Application

Complete the loan application form with required documents

2. Review

Credit committee reviews applications within 24 hours

3. Approval

Loan approval based on eligibility and available funds

4. Disbursement

Funds disbursed within 24 hours of approval