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Empowering your financial freedom is more than our mission — it’s who we are.
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Your success drives us — because at JHP SACCO, financial freedom is a shared journey.
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Licensed under the Ministry of Co-operatives, JHP SACCO serves to mobilize savings, invest and provide friendly & affordable credit facilities to our members.
Our objective is to economically boost our members for them to grow financially by offering the best saving and loan products within the industry. We offer a variety of loan products with the lowest annual interest of 5% and a maximum of 18%.
Membership is open to all - individuals, chamas, and corporate organizations. Enjoy the benefits of collective savings and access to affordable credit facilities tailored to your needs.
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Loan Approval Rate
Hour Processing
Interest on Deposits
We stand out from other financial institutions by offering truly member-focused services with transparency and competitive rates that benefit you directly.
Access capital for personal projects at 0.5%–1% monthly interest on reducing balance, repayable within 48 months.
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Quick access to funds for urgent needs with processing within 12 hours and repayment up to 12 months.
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Finance your education or your children's schooling with favorable terms and manageable repayment plans.
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Access medical and motor insurance financing at a fixed rate of 6% repayable within 6 months.
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Get instant loans with a fixed interest rate of 10% repayable within 4 months.
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Grow your wealth with our attractive savings plans that earn dividends and interest on your deposits.
Read MoreJHP SACCO is licensed under the Ministry of Co-operatives and adheres to all regulatory requirements. We maintain transparency in all our operations and prioritize the financial well-being of our members above all else.
Interest Rate: 9% per annum
Monthly Repayment: KES 24,885
Total Interest: KES 194,482
Interest on Deposits: 7%
Interest Rate: 12% per annum
Monthly Repayment: KES 26,334
Total Interest: KES 264,024
Interest on Deposits: N/A
Interest Rate: 18% per annum
Monthly Repayment: KES 29,375
Total Interest: KES 410,000
Interest on Deposits: N/A
"Joining JHP SACCO was the best financial decision I've made. The loan processing is incredibly fast, and the rates are unbeatable."
"The emergency loan helped my family during a difficult time. The process was smooth, and the staff were very supportive."
"As a chama, we've benefited greatly from JHP SACCO's group products. The returns on our savings have been impressive."
Promoting members' growth and development by providing real-time financial solutions, empowering them both economically and socially.
Naivasha Road, McGregor One Building, 1st Floor
P.O Box 27731 - 00100 Nairobi
+254 748 368 998
customercare@jhpsacco.org
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